International Banking

At Equity Credit and Finance, With instant decisioning and the ability to get your funds within the next business day, this is a simple and convenient way to get the money you need, online we look beyond our local economy and envision a global economy where there is an international gateway.

With a seasoned team of international banking experts, we can provide YOU with the expertise and the personalized service you need when banking across the globe. As a local community bank, you can count on US to make decisions locally and most importantly, promptly to meet the needs of our international customers.

If you are ready to invest in a property, whether as a residence or as an investment, we have special mortgage financing with our Home Mortgage Loans for Foreign Nationals (Non-Resident Aliens).

E-Banking Services

Running a business takes time and hard work, managing your banking shouldn’t. You work hard to grow your business and you need a bank that will work for your business providing state of the art technology that simplifies your banking. At Equity Credit and Finance that comes with personal service that creates a meaningful relationship between you and your banker.

Business Internet Banking

We make it simple for you to manage your Business accounts online. If you are a business owner, you also have the option to manage your Business and Personal accounts together making it easier to facilitate managing all of your banking in one place. Our state of the art technology makes it simple, convenient, and most importantly, secure to access your accounts 24/7, check balances, see activity, transfer funds, and pay your bills. You can also view cancelled checks and sign-up for E-Statements, removing clutter and helping the environment.

Business Mobile Banking

Mobile Banking takes convenience to the next level providing on the go access to your business accounts. Although you can access Online Banking through your mobile browser, our Business Mobile Banking application, Access and view your Equity Credit and Finance accounts and recent account activity. You can also transfer funds between your accounts, schedule bill payments, deposit checks and locate nearby banking centers and ATMs.

To bank online, you must already have a Equity Credit and Finance personal or business checking, savings or money market account. To open an account and enroll in our Internet Banking,

If your business processes a significant number of checks and you don’t have time to run to the bank to deposit them, check out our Remote Deposit Capture Service.

For more services to help You manage your business finances, check out our Treasury Management Services.

Security

Bank online with peace of mind! Equity Credit and Finance takes strong measures to protect against unauthorized access to your account and financial information and to ensure payments are processed on the dates and for the dollar amounts you select.

Business Checking

Business Checking Services

You work hard to grow your business and you need a Business Checking Account that will work for your business providing state of the art technology that simplifies your banking. A Business Checking Account at Equity Credit and Finance also comes with personal service that creates a meaningful relationship between you and your banker. Welcome to U.S. Century where your business gets the best of both worlds!

Business DDA Checking

A convenient and affordable checking solution for businesses with limited transaction activity up to 200 per month at no charge. You only need $100 to open the account and it comes with our free State of the Art Internet Banking and a detailed monthly statement.

Business Analysis Checking

Designed for those businesses with higher transaction volume, this account applies earnings credit to offset some or all monthly service charges. You only need $100 to open the account and it comes with our free State of the Art Internet Banking and a detailed monthly statement. You don’t have to maintain any minimum monthly balance but the money you do have works for You by providing earnings that can offset your monthly service charges.

Business NOW Checking Account

For non-profit entities or solely-owned businesses, this account offers a flexible checking option that pays You interest compounded daily at competitive market rates on your balances. You only need $100 to open the account and it comes with our free State of the Art Internet Banking and a detailed monthly statement. There is a minimum balance requirement to avoid a monthly service charge for this account of $2,500.

Personal Checking

This full-service account gives you convenience and flexibility. You only need $100 to open the account and it comes with a free debit card, free internet banking with bill pay, 24 hour access to your information online and on your mobile device, and a detailed monthly statement. There is no requirement to have direct deposit, although it is available for you. There are no monthly maintenance fees and no minimum balance you have to keep in your account. How simple is that!